Data Forge Financial Planning
From On Nut to export-led SMEs — we map payables, receivables, and tax-season pressure so Bangkok operators see cash weeks ahead, not days behind.
Why Suan Luang owners start with a cash ledger, not a pitch deck
Thai small businesses often run profitable months that still feel tight because supplier terms, PromptPay inflows, and VAT cycles sit on different calendars. We work from your actual bank movements and outstanding invoices.
Neighbourhood context
Our office on On Nut Road sits among wholesalers, clinics, and light manufacturers who juggle inventory floats with payroll on the 25th. Plans reference THB realities — petty cash, branch transfers, and seasonal festival dips — instead of imported spreadsheet templates.
Receivables you can defend
We help you separate “billed” from “collectable” by aging customer promises against your cost of goods. That clarity supports honest conversations with your team about hiring or capex.
Payables without surprises
Rent, social security, and supplier deposits get slotted beside revenue lulls. You receive a rolling 13-week view adjusted when you confirm new contracts — no guaranteed outcomes, just structured visibility.
Consultations that end in a written cash-flow plan
Engagements begin with an individual financial-planning consultation (typically 90 minutes at our Bangkok head office or by video). We document inflows, fixed commitments, and optional scenarios you approve.
Follow-on financial-management plans cover weekly check-ins or monthly reviews — scope and fees are quoted after the first meeting and confirmed before work starts. Commercial terms always require your written acceptance.
See engagement formats
Who this is for — and who should wait
Good fit
Owner-operators with 3–40 staff, mixed cash and transfer sales, and a need to align purchases with visible runway. You are willing to share bank exports under confidentiality.
Not a fit yet
Enterprises with in-house FP&A teams, or anyone seeking securities dealing, crypto trading advice, or guaranteed return projections. We do not provide regulated investment product recommendations.
Do you file taxes for us?
We organise cash data to support your accountant; we do not replace licensed tax filing unless separately agreed in writing.
Are fees listed online?
Consultation and plan fees depend on complexity. We quote after understanding your ledger; nothing is charged before you confirm commercial terms.
Is advice only in English?
This site is in English. Meetings can include Thai explanations when helpful; materials are prepared in the language you request.